As if having an accident is not bad enough (between the damage done to you and your vehicle), the last thing that you want to do is deal with the Insurance Company. Regardless of what the commercials say on TV, or how nice our adjuster is, the Insurance Companies are most concerned about themselves, NOT you! Adjusters are urged to settle claims quickly and for the least amount of money possible. Some companies actually bonus their Adjusters off of this!
The first, and most important thing to remember is, DO NOT SIGN ANYTHING. Adjusters will often try and have you sign a release or settle the case very quickly for a small amount of money. Additionally, some Insurance Adjusters like to give you their opinion on your injuries, and tell you what you may or may not need. Adjusters are not licensed doctors and it is illegal for them to give any form of medical advice. This is why it is imperative that you seek medical care from a Specialists ASAP. Only a licensed Doctor can properly access and diagnosis your injuries. You want to make sure that you receive the proper treatment, and that it is paid for by the responsible party.
With all of this being said, it is strongly suggested that you acquire the legal advice from a Attorney that specializes in Personal Injuries. With the use of an Attorney, and a Medical Facility that handles these cases, you, the patient, never have to deal with misleading adjusters, paperwork, or legal battles. You should concentrate on your recovery and healing back to 100%, not piles of paperwork and legal matters. By having an Attorney, you are assured that your medical bills will be taken care of, and that all future liabilities, reimbursement for travel and time loss from work, are handled.
By working with numerous accredited Attorneys in the Sacramento Region, we have a very good handle on how the insurance game works. Our goal for you as the patient, is to come into our office, receive the care you need, and not have to worry about Insurance, paperwork, or any finances. You are not required to pay anything out of pocket, and we literally handle EVERYTHING for you. If you have ANY questions regarding your accident, please don’t hesitate to call. One of our staff can answer all of your questions and get you set up for an exam!